Our Investment Approach
At RFM our approach is based on a deep appreciation of your goals and a fundamental investment philosophy that speaks first to risk management and capital preservation. We build portfolios that incorporate four disciplined investment styles – deep value, value, growth and growth at a reasonable price.
Our Challenge:
Growing and securing your hard-earned assets begins with a challenge: successfully managing the unpredictable nature of financial markets.
The fact is that different types of investments perform better at different periods in the economic cycle, and no asset class has outperformed for more than a few years in a row.
Ideally, you would always hold top-performing investments, but history has shown that trying to choose the next ‘winning' investment category is impossible. Whether you’re investing in Canadian equities, global equities, bonds, or specialized instruments, they will always be subject to market ups and downs.
While we can’t change the nature of the markets, we can help ensure that your investments are stable…even when markets are not.
Our Solution:
Diversification: a healthy balance of risk & return.
Effective diversification is the key to the success of your investments.
Because no one can reliably predict the markets, diversification helps ensure that your portfolio always has exposure to the best performers by spreading your risk across a wide variety of asset classes, geographical regions, investments styles and market capitalizations.
The concept of diversification is based on the principle that high returns from one part of your portfolio can compensate for slower returns in another. By smoothing out the highs and the lows, diversification provides more consistent, stable returns throughout the course of your investment life cycle.
How does one assure that the diversification of the portfolio is appropriate in their circumstances? This can only be achieved by applying a process driven investment philosophy such as that used by RFM.
